Important Disclaimers and Risk Warnings

Financial planning involves risk. Past performance does not guarantee future results. Market conditions may affect outcomes.

Past performance does not guarantee future results.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalised financial advice. All content is prepared in good faith but may not be suitable for your specific circumstances.

This disclaimer applies to all services, consultations, and materials provided through cravonelytos and covers all interactions with our platform and representatives.

Limitation of Liability

To the maximum extent permitted by Australian law, cravonelytos limits liability for any direct, indirect, or consequential damages arising from use of our services.

  • We exclude liability for investment losses or financial decisions made based on our consultations
  • No responsibility for third-party actions or market conditions beyond our control
  • Limited liability for technical issues or service interruptions
  • Exclusion of liability for misunderstanding or misapplication of advice provided

Information Accuracy

While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content. Market conditions and regulations change frequently, and information may become outdated.

We make no guarantees regarding specific financial outcomes or results from our consultation services.

Individual results may vary based on personal circumstances, market conditions, and implementation of guidance provided.

Professional Advice Limitation

Our consultations provide general guidance and should not replace personalised advice from qualified financial advisors, accountants, or legal professionals for your specific situation.

Always consult with licensed professionals before making significant financial decisions.

Third-Party Links and Content

Our website may contain links to external sites or reference third-party services for informational purposes only.

We are not responsible for the content, accuracy, or practices of external websites or third-party services.

Financial Services Disclaimer

Our services involve financial planning discussions which carry inherent risks and considerations that clients must understand before engagement.

  • Market conditions can affect financial planning outcomes and recommendations may need adjustment
  • Consultation fees are non-refundable once services have been delivered as specified
  • Individual circumstances greatly influence the effectiveness of any financial planning approach

Jurisdiction and Applicable Law

This disclaimer is governed by Australian law and any disputes will be resolved under Australian jurisdiction.

All services and consultations are provided in accordance with Australian financial services regulations and consumer protection laws.

State and territory laws may provide additional protections and remedies for consumers.

Client Indemnification

Clients agree to indemnify cravonelytos against any claims arising from misuse of our services or failure to disclose relevant financial information during consultations.

Severability Clause

If any part of this disclaimer is found to be unenforceable, the remaining provisions will continue to apply in full force.

Changes to This Disclaimer

We reserve the right to update this disclaimer at any time to reflect changes in our services or legal requirements.

Continued use of our services after changes constitutes acceptance of the updated disclaimer.

Contact Information for Disclaimer Queries

If you have questions about this disclaimer or need clarification on any terms, please contact us using the information below.

Company Name: cravonelytos

Email Address: contact@cravonelytos.com

Phone Number: +61 095 488 368

Business Address: 247 Collins Street, Melbourne VIC 3000

This disclaimer was last updated on: September 18, 2025

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